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Digital Assets & Digital Money: Unlock your potential with Web3, blockchain and DeFi

blockchain abstract
Digital Assets & Digital Money: Unlock your potential with Web3, blockchain and DeFi

Web3 is revolutionising the internet by decentralising control, enhancing security, and empowering users with true ownership of digital assets. New forms of digital money, like stablecoins, CBDC, or tokenised deposits are gaining traction. Regulatory frameworks and sandboxes such as Europe’s MiCAR or the DLT Pilot Regime enable innovative business opportunities. Banks, exchanges, and asset managers must collaborate with Web3 native FinTech players to fully leverage innovative offerings in the realm of digital assets and digital money. We, as an ecosystem innovator and systems integrator, bridge the gaps on both ends.

“Keeping a focus on what matters most for our clients and collaborating to succeed are part of our core values, and Zühlke helped us launch an improved, integrated digital onboarding platform that let’s us do exactly this. ” “Keeping a focus on what matters most for our clients and collaborating to succeed are part of our core values, and Zühlke helped us launch an improved, integrated digital onboarding platform that let’s us do exactly this. ”

portrait photo Martin Jost, COO Sygnum
Martin Jost

COO, Sygnum

Zühlke’s Framework for Blockchain in Financial Services

We developed our own  framework for the use of blockchain technology in finance. We have found that it helps  to distinguish between infrastructure, assets, and financial service layers. It is similarly important to be clear whether we talk about crypto-native assets (cryptocurrencies like Bitcoin or Ether on the decentralised blockchain Ethereum), digital forms of money (CBDCs, stablecoins), or different forms of tokenised assets (tokenised bonds,money market funds, or alternative investments, also known as RWA – Real World Assets).

We used this model successfully in client projects and in roundtables at international conferences like Point Zero Forum.

Diagram by Point Zero Forum illustrating a three-layer model for permissionless blockchain in financial services. The layers include Market Infrastructure, Asset Layer, and Financial Service Layer, with examples such as public blockchain infrastructure, digital assets, crypto-native assets, banking, investment, and insurance.
Graphic: Three-layer model showing the role of permissionless blockchain in financial services – from market infrastructure to service layer.

The Future Belongs to Those Who Prepare Today – Readying for Tokenised Money

Read our whitepaper, based on insights from a roundtable discussion at the Insights Forum in Singapore in November 2024.

Download the PDF

Permissionless Blockchain in Financial Services

Read our whitepaper, based on insights from a roundtable discussion at the Point Zero Forum in July 2024.

Get the insights now
IT, programmer and coding by a woman in office at night, inspired worker planning, thinking and busy with online project. Face, black woman and programming for blockchain.

Institutional DeFi: Navigating the Landscape

Explore how decentralised finance is set to revolutionise the institutional investment landscape. Download our report now!

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Fluid money: a glance into everyday life in 2030

A story about different forms of digital money and why we need them.

Read the comic

Swiss Stablecoin

Find out how we contributed to the creation of a widely accessible digital Swiss franc.

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Become a member of the Blockchain:Circle

The trusted cross-sector network of decision-makers and pioneers to help leverage the potential of blockchain technology.

Learn more & register

Meet the team

  • Stefan Grasmann

    Stefan Grasmann

    Group Head of Thought Leadership & Chief of BlockchainLinkedIn Profile of Stefan Grasmann
  • Ammar Ahmad, Expert Business Consultant, Zühlke

    Ammar Ahmad

    Senior Consulting ManagerLinkedIn Profile of Ammar Ahmad
  • portrait photo of Klaus Alfert, Director Software Engineering Consulting at Zuhlke

    Klaus Alfert

    Director Software Engineering ConsultingLinkedIn Profile of Klaus Alfert

Ready to explore the future of digital money and Web3 in banking?

Reach out to our banking team and start the conversation.

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