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Accelerate your banking transformation where it really matters

Banking is being reshaped by powerful forces — digital disruption, AI, ageing legacy systems, new competitors, evolving regulation, and rising customer expectations. New entrants and digital challengers are redefining the rules, while established institutions face growing urgency to innovate and deliver sustainable value. 

For banks, the challenge is clear: adopt new technologies, strengthen resilience, and modernise where it matters most to remain relevant in tomorrow’s finance landscape. 

As a technology transformation partner with engineering in our DNA, we’re the trusted choice for banks when it really matters. We tackle business-critical challenges in complex environments — right the first time — delivering with speed, scale, and reliability.  

From customer-centric products to AI-powered modernisation and efficiency, to resilient, future-proof architectures, clients count on us for innovative banking solutions.

Get in touch

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Insight

The timeless playbook for winning with AI in banking

AI is redefining competition in banking: institutions that can turn experimentation into scalable transformation will thrive, while the rest remain trapped in pilots and prototypes.

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Let’s accelerate your banking transformation together

Transform with intelligent delivery and modernisation

Modernise your critical systems with speed, scale, and zero disruption through AI-powered precision. 
From business-critical application modernisation to AI-enabled engineering and automation, accelerate transformation where it matters most. 

Explore our software engineering expertise

Drive your AI strategy and scale solutions

Empower your organisation to scale intelligent solutions that drive efficiency and innovation. From bank-wide AI strategy and operating model development to modern data platforms and AI-efficiency for process optimisation, we help banks build and scale AI solutions for adoption and tangible impact.  

Discover our AI capabilities

Enable next-generation banking experiences​

Transform your digital channels to meet the demands of tomorrow’s customers. Empower your relationship managers with AI-driven insights and hyper-personalisation and leverage next-generation front-end applications to unify engagement, increase efficiency, and set new standards in digital banking excellence. 

Explore our advisory solutions

Unlock the value from digital assets​

Identify high-value opportunities in stablecoins, tokenised assets, and institutional DeFi. From instant settlement to fully integrated digital money solutions, we bring together financial institutions, fintechs and infrastructure providers to deliver seamless, future-ready experiences.  

Discover our digital assets solutions

Case studies from the banks embracing change

AI

Cybernetic delivery: Modernising Legacy with AI

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AI

BLKB becomes a data-driven bank with the right strategy

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AI

Efficient Risk Management in Banking Through Artificial Intelligence

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AI

Artificial Intelligence to empower data-driven Private Banking

Data-driven banking offers immense potential for existing financial services market participants to improve client experience and to gain a competitive edge. In order to enable client advisors and increase client satisfaction, Zühlke has developed an MVP for a data-driven investment recommender for VP Bank. What was our approach?

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Some of our banking clients

  • Protect your digital future with managed services

    From 24/7 support for mission-critical systems to optimising cloud and data platforms, we ensure your technology performs the way you need it to. We combine engineering excellence with proven experience in highly regulated industries, making us the trusted partner for organisations that can’t risk downtime.

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    Gain financial services insights from our experts and peers

    Explore our latest research, insights, and perspectives on the most important trends and opportunities in financial services.

    A guide to the modern financial services ecosystem

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    RAG in finance: accelerating client advice with reliable AI

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    AI adoption challenges: From AI pilots to AI impact

    A woman with curly hair focuses intently on a computer screen in a modern workspace. The right side of the image features a colourful digital overlay of blue, purple, and green pixel blocks, creating a futuristic and tech-inspired effect and illustrating the struggle with AI adoption challenges and scaling from AI pilots to AI impact

    Accelerate your banking transformation with Zühlke.

    Get in touch

    Our partners in driving banking digital transformation 

    Our partners extend our impact. Working together with global technology leaders, we combine cutting-edge capabilities with deep industry expertise to create secure, scalable solutions that deliver lasting value. 

  • Meet our banking team

    • portrait photo Anja Baer

      Anja Baer

      Head of Global Accounts BankingLinkedIn Profile of Anja Baer
    • Björn Lehnhardt

      Björn Lehnhardt

      Managing Director Financial Services Germany & AustriaLinkedIn Profile of Björn Lehnhardt
    • Daniel Rapp

      Banking Lead DACH regionLinkedIn Profile of Daniel Rapp
    • Eric Cheung

      Eric Cheung

      CEO APACLinkedIn Profile of Eric Cheung
    • Thomas Memmel, Zühlke

      Thomas Memmel

      Group Chief of Financial Services Industry Officer & PartnerLinkedIn Profile of Thomas Memmel
    • portrait photo of Paul Greenan, Managing Director, Zühlke

      Paul Greenan

      Managing Director of Financial Services, UK LinkedIn Profile of Paul Greenan

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