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Coworkers_looking_at_tablet_in_office
Ariel_view_of_San_Francisco-_USA_at_night

The Future of Money is Tokenised

How financial institutions can prepare today for the coming era of tokenised money and programmable payments.

Download the whitepaper

Tokenised money is moving from pilots to reality. Central banks, commercial banks, and fintechs are already testing CBDCs, stablecoins, and tokenised deposits, ushering in the most significant shift in monetary infrastructure in decades. This new era promises near-instant settlement, programmability and fresh revenue models, yet it will also test legacy systems and regulatory frameworks. 

Discover the key insights from a roundtable at the Insights Forum in Singapore, November 2024, to learn how financial institutions can seize these opportunities now to stay ahead. 

Why it matters

  • Speed and efficiency

    Distributed-ledger technology (DLT) could cut global clearing and settlement costs by up to USD 20 billion annually, allowing for 24/7 settlement that frees up capital and reduces costs for both institutions and customers.

  • Programmable payments

    Smart contracts enable automated Delivery-versus-Payment (DvP) and real-time liquidity management, turning today’s manual treasury tasks into always-on operations.

  • Coexistence of forms

    Retail and wholesale CBDCs, stablecoins, and tokenised deposits will each play distinct roles and coexist, creating a more flexible and resilient ecosystem.

Soho_by_bike

What you’ll learn

  • The state of play: How tokenised money is reshaping payments and capital markets through several industry-leading projects.
  • Regulatory outlook: Why globally aligned, adaptive standards are vital to build trust and enable cross-border innovation.
  • Migration challenges: What it takes to move from legacy IT to instant risk controls and true 24/7 operations.
  • Action plan: Practical steps to prepare infrastructure and operating models, because early movers will shape the market. 

Explore the world of tokenised money!

Get the report now

Meet the team

  • Stefan Grasmann

    Stefan Grasmann

    Group Head of Thought Leadership & Chief of BlockchainLinkedIn Profile of Stefan Grasmann
  • portrait photo of Klaus Alfert, Director Software Engineering Consulting at Zuhlke

    Klaus Alfert

    Director Software Engineering ConsultingLinkedIn Profile of Klaus Alfert
  • Moritz Wilbers

    Moritz Wilbers

    Lead Client ManagerLinkedIn Profile of Moritz Wilbers

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We appreciate your interest in working with us. Please send us your request for proposal and we will contact you shortly.

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