Speed and efficiency
Distributed-ledger technology (DLT) could cut global clearing and settlement costs by up to USD 20 billion annually, allowing for 24/7 settlement that frees up capital and reduces costs for both institutions and customers.
How financial institutions can prepare today for the coming era of tokenised money and programmable payments.
Tokenised money is moving from pilots to reality. Central banks, commercial banks, and fintechs are already testing CBDCs, stablecoins, and tokenised deposits, ushering in the most significant shift in monetary infrastructure in decades. This new era promises near-instant settlement, programmability and fresh revenue models, yet it will also test legacy systems and regulatory frameworks.
Discover the key insights from a roundtable at the Insights Forum in Singapore, November 2024, to learn how financial institutions can seize these opportunities now to stay ahead.
Distributed-ledger technology (DLT) could cut global clearing and settlement costs by up to USD 20 billion annually, allowing for 24/7 settlement that frees up capital and reduces costs for both institutions and customers.
Smart contracts enable automated Delivery-versus-Payment (DvP) and real-time liquidity management, turning today’s manual treasury tasks into always-on operations.
Retail and wholesale CBDCs, stablecoins, and tokenised deposits will each play distinct roles and coexist, creating a more flexible and resilient ecosystem.