Digital Banking

Don’t convert your bank to digital, start a new one.

Financial services today are like the Detroit car industry before the Japanese lean manufacturing revolution.

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Executive Summary

The least-worst path to turning an established bank into a digital leader is to start a new one. Normally we recommend incremental organisational transitions, but that takes time and sustained effort over many years. Many banks have now missed that window and find that their core businesses are facing disruption from digital challengers that are using the Cloud to achieve transformational efficiencies.

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